what happens when renting an apartment
Top view of developing city landscape. Apartment building and suburb house roofs on pink sky at sunrise background. Drone photography.

Renting an apartment is not easy. In this era of internet scams and jargon-filled lease agreements, so much can go wrong, landing unwitting renters in a financial mess, stuck in apartments they regret.

So before you start swooning over “dreamy” apartment listings, wake up and take note of all the potholes that might trip you up on your way to moving in. The good news? These soul-crushing problems are totally avoidable, as long as you enter this fray prepared. So heads up! Here are some of the top mistakes renters make, so you can steer clear.

Not investigating the neighbourhood

Before you start viewing apartments, you need to figure out where you want to live. It’s recommends narrowing down your search to one or two neighbourhoods. Look at important factors such as safety and school quality if you have school-age children.

You should also stroll around the neighbourhood at different times of the day to assess intangibles. What’s the noise level at night? What are the neighbours like?

Underestimating your total monthly costs

This is one of the biggest mistakes renters can make. After all, if you stretch your budget too thin, you could wind up in serious financial trouble. Hence, you need to know your numbers.

Ideally, your rent should be no more than one-fourth of your take-home pay. But don’t forget about additional living expenses like food, utilities, and renters insurance. Plus you should have a chunk set aside for “start-up expenses,” such as a rental application fee, house deposit (typically equivalent to one month’s rent), moving costs, and, of course, the cost of furnishing your new digs.

Oh, one more thing: If you use a real estate agent to help you with renting an apartment, you may have to pay your agent a fee. The most common amount charged by real estate agents is one month’s rent, but in some rental markets—and some buildings—the owner of the rental property pays the renter’s agent. In other words, it may be free for you to use a rental agent, who can help you find properties, schedule showings, guide you through the application process, and even negotiate the rent with the landlord.

Not researching the landlord or property management company

You want a landlord or property manager that’s going to be responsive and efficient when maintenance issues arise—and you can easily assess these things before you sign the lease. Look at online reviews on sites like BuyPropertyKenya and even Facebook groups to see what previous tenants have to say.

However, take online reviews with a grain of salt. Normally, people only leave reviews when they have a horrible or amazing experience, and you also don’t always know the specific circumstances if someone leaves a terrible review. Also, do a Google search of the landlord or property management company’s name to see if there’s a criminal record.

Skimming the rental agreement

Your lease will spell out your rent payment, the size of your security deposit, lease period, rent payment due date, and obligations as a tenant, among other important terms.

But because this is a legal document, the language can be confusing. The good news is that a number of tenants’ rights centres offer free legal advice to renters, so don’t be afraid to get help if you don’t understand something.

Not documenting the apartment’s condition before you move in

You should always do a walk-through for pre-existing damage before you move in. If you discover any damages, dents, or marks, take photographs and share them with your landlord via email, so that you have documentation. If your landlord doesn’t provide you with an inspection checklist, we recommend using this condition of rental property checklist. (Make sure your landlord signs it before your lease starts.)

Forgetting to transfer utilities to your name

Unless utilities—such as water, sewage, gas, electric, and other services—are included in your rent, you’ll probably have to change them to your name before you move in. (Your landlord or property manager should provide you with contact information for these companies.) Usually, transfers can be done without turning off utilities, which is particularly important if you’re moving during the peak of seasons since air-conditioners can conk out when they get overheated, while pipes can freeze and burst from extremely cold temperatures.

See Also: Renting Nightmares and Dealing with them